The My Furniture FlexitiCard®
Instant financing* is now available at My Furniture. Shop our wide range of furniture and mattresses and enjoy 0% interest financing and equal monthly payments with Flexiti Furniture Financing making it easier than ever to bring home comfort today and pay over time.
Buy Furniture in Canada with Flexiti Financing – Upgrade Your Home in 5 Easy Steps
Looking to furnish your dream home in Mississauga, Brampton, North York or London? At My Furniture, we offer flexible Flexiti Furniture Financing that puts comfort and affordability within reach. You can enjoy 0% interest financing, quick approvals, and custom payment plans that fit your lifestyle without compromise.


Ready to Apply? Let’s Get You Pre-Approved Today.
✔ Easy online application | ✔ 0% interest available* | ✔ Flexible terms to suit your budget
Available at All My Furniture Locations
Serving Mississauga, Brampton, North York, and London, Ontario.
On Approved Credit
O.A.C. Minimum purchase of $250 (excluding taxes) required. Available to Canadian residents with approved credit, valid ID, and email address. Promotional financing plans, interest rates, and terms vary based on creditworthiness at the time of application. For equal monthly payment plans, no interest accrues during the promotional period. Monthly payments include applicable taxes, fees, and optional payment protection premiums. For no payment deferred plans, no payments are due during the promo term except for applicable taxes and protection premiums. Upon default or cancellation, all promo offers may end and the outstanding balance will bear interest at the Account AIR, which ranges from 31.99% to 39.99%. An admin fee of $0–$199.95 may apply (not applicable in Quebec) based on promo length and amount, and will be financed with the purchase. If the promo is paid off early, any admin fee becomes immediately due. Quebec residents are subject to an annual fee of $39.99 and are not eligible for no-payment deferred plans; however, other promotional options may be available. Financing is issued by Flexiti Financial Inc., subject to standard ID verification and approval criteria. Terms, conditions, and promotional offers may change without notice. See your Flexiti Cardholder Agreement for complete details.
** Subject to ID verification, credit approval, and a valid email address. Applications may undergo a secondary manual review.
FAQs – Flexiti Furniture Financing
What is Flexiti Furniture Financing?
Flexiti Furniture Financing is a flexible payment option offered by My Furniture that lets you purchase furniture now and pay over time with 0% interest* on approved credit.
How do I apply for Flexiti financing at My Furniture?
You can apply in-store with the help of our sales team or online by selecting FlexitiCard at checkout. The process is simple, with approvals in just a few minutes.
Do I need good credit to qualify?
Flexiti reviews each application based on creditworthiness. Approval is subject to ID verification, credit check and a valid email address. My Furniture helps guide you through the process.
What are the benefits of using Flexiti at My Furniture?
You can enjoy 0% interest financing, equal monthly payments and instant approval - all while shopping for high-quality sectional sofas, beds, and mattresses from My Furniture.
Can I use Flexiti for all furniture purchases?
Yes! You can use Flexiti to finance any qualifying purchase over $250 (before tax) at My Furniture, including sectional sofas, bedroom sets, dining tables and more.
Are there any fees or hidden charges?
Some plans may include an administration fee based on the financing term and purchase amount. These fees are always disclosed during checkout. My Furniture is committed to transparency and there are no hidden costs.
What happens if I miss a payment?
Missing a payment may cancel your promotional offer, and interest will begin accruing at your assigned Account AIR (31.99%–39.99%). We recommend staying on top of your payment schedule to keep your financing benefits.
Can I manage my Flexiti account online?
Absolutely. Once approved, you can manage your account 24/7 at my.flexiti.com, where you can track payments, view statements, and check remaining balances.